Harding Township's housing stock reflects its history as an estate community. The market is anchored by older, substantial homes — many of them enlarged nineteenth- and early twentieth-century farmhouses and Colonial-style residences — alongside newer custom construction on generous acreage. The township's three-acre minimum zoning across most of its land keeps lot sizes large and density low, so properties frequently include open fields, woodland, and room for barns or stables. In the village centers, particularly New Vernon, homes tend to sit closer to the road on somewhat smaller parcels, echoing the original farm-village pattern. Buyers here are typically drawn to privacy, land, and a historic rural character rather than tract-style development, and inventory tends to be limited relative to surrounding Morris County towns.

Harding Township is organized around several small, historic village centers rather than dense subdivisions. New Vernon is the township's civic heart, home to the municipal offices and a concentration of its historic architecture. Green Village, in the township's western portion, and Logansville and Pleasantville, elsewhere across the township, remain small residential hamlets that recall the area's farming origins. Surrounding these centers, the township unfolds into estate parcels and equestrian properties, with the Great Swamp National Wildlife Refuge occupying the southeastern corner. The nearby Jockey Hollow section of Morristown National Historical Park, just beyond the township line, adds to the area's open, historic landscape.

Life in Harding Township is quiet, outdoors-oriented, and deliberately unhurried. The township's equestrian tradition remains visible in its horse farms, riding trails, and rural roads, and residents value the low density that three-acre zoning preserves. The Great Swamp National Wildlife Refuge offers more than 7,700 acres of wetlands, fields, and walking trails for birding and hiking, while the wooded slopes of the Watchung Mountains frame the landscape. Village life centers on New Vernon, with its historic buildings and small civic institutions, though most everyday shopping and dining happens in nearby Morristown, Madison, and Chatham. The result is a community that feels like countryside while remaining minutes from suburban conveniences and Manhattan-bound rail.

Public education in Harding Township is provided by the Harding Township School District, which serves students in kindergarten through eighth grade. For high school, Harding students attend Madison High School through a long-standing send-receive relationship, an arrangement the two districts have repeatedly renewed. Madison High School serves students from Madison Borough and Harding Township. The township's schools are part of the broader educational landscape of Morris County, and many families also consider the area's independent and private schools in nearby towns. The combination of a small, local K-8 district and access to a well-established regional high school is a common consideration for families relocating to the township.

Harding Township has no NJ Transit rail station of its own. Commuters typically drive to the Madison or Morristown stations on the Morristown Line, which provides direct Midtown service into New York Penn Station, with additional service to Hoboken. The drive to either station is short, and both towns offer parking for rail riders. By road, the township is reached via Route 202, and Interstate 287 runs nearby, connecting north to Interstate 80 and east toward the Garden State Parkway and New Jersey Turnpike corridors. This arrangement keeps the township free of the traffic and density that accompany a station town while leaving Manhattan, Morristown, and the region's office parks within a workable commute.

The Great Swamp National Wildlife Refuge is Harding Township's defining recreational asset, covering more than 7,700 acres of wetlands, fields, and woodland in the township's southeastern corner with miles of walking trails and exceptional birdwatching. Just beyond the township boundary, Jockey Hollow — part of Morristown National Historical Park — preserves Revolutionary War encampment grounds and offers additional hiking and history. The township's equestrian character means riding and horse facilities are woven into daily recreation, and the Watchung Mountain slopes provide a scenic backdrop for outdoor activity. Residents also draw on nearby Morristown's parks, golf courses, and downtown for a fuller range of leisure options.